Tuesday, June 25, 2013

Motor Club of America: Scam Review

"Is Motor Club of America (MCA) an actual legitimate company or is it another one of those scams that preys on those that are struggling in today's economy?"

Motor Club of America was established in 1926 and has been recognized by the Better Business Bureau (BBB) as a provider of benefits ranging from roadside assistance to discounts on common dental/vision services and even legal representation all across the United States and Canada.

I know that, but is it a SCAM?!

Statistics show that if a company has been in business for over ten years, that basically means that they are doing pretty well. Because MCA offers an actual service when you sign up, this is very much a direct sales type of organization. 

To become an associate of MCA, you must pay an upfront fee of $39.90 which is the first and last month of the Total Security package which costs $19.99 per month. Once that is paid, the associate is entitled to ALL of the same benefits that they will be selling to other potential prospects and members. What better way to know your product than owning it?

Then WHY do I see people recruiting for other recruiters?!

In addition to the commissions that TVC Matrix (the company that owns MCA) pays out to associates, associates also get overrides on sales that their direct recruiters receive. It is all part of the profit generation of the company...

Then it HAS to be a PYRAMID or PONZI SCHEME!!!!!

The definition of a Pyramid Scheme is (as defined by the Federal Trade Commission) a "scheme that promises consumers or investors large profits based primarily on recruiting others to join the program, not based on profits from any real investment or real sale of goods to the public."

The definition of a Ponzi Scheme is "an investor/promoter generally has no product to sell and pays no commission to investors who recruit new "members". Instead, the promoter collects payments from a stream of people, promising them all the same high rate or return on a short-term investment."

Motor Club of America indeed does have an actual product to sell and maintain (roadside benefits, legal benefits, etc.)  and you do not have to recruit others to get paid the promised $80-$90 commission per sale! 

Do you still have trouble believing that the company is indeed legitimate?
Then, I do encourage you to conduct your own research. It may be tough, but there are other articles that are not biased with their opinion of MCA because they are a recruiter. Keep your due diligence and ask ask ask your questions!

Until next time everyone, thanks for reading!

My Contact Info
Shanice Patrella
Skype: MsLuckyDuck

Work With Me -- Here
P.S. Would you like to join a community of like-minded networkers and marketers? Click here!
P.S.S. Click here to make $20 in 5 mins at no cost to you!

Friday, June 21, 2013

Solopreneur vs. Entrepeneur: Which One Are You?

When you go around different social media sites and see other people advertising their business, so many people call themselves entrepreneurs but is that really what they are? Usually, the answer is no. Do not be discouraged, though! This is not a bad thing. When you start an internet marketing or online business, you will begin as a solopreneur -- not an entrepreneur.

A solopreneur is an professional who builds a personal brand that is tied to that person that creates the brand. In contrast, an entrepreneur is a person that builds a brand with the intention of expanding the company/brand outside of themselves. The brand would then be able to technically exist if that individual were to leave the company, sell the company, etc.

Now, most solopreneurs will go ahead and make the shift into entrepreneurial business which in turn will be able to make them more successful if need be. Thanks to the online marketplace, there has been a huge expansion of solopreneurs that enjoy working from the privacy and convenience of their home. Not only has it made networking and connecting with other people simple, it has made it extremely affordable to get started with little to no capital investment.

The defining moment of the solopreneur moving over to be an entrepreneur is when the professional decides to hire people and allow them to work for them. The person is still very involved in the business and would the main person that would be supplying capital to the company, but other employees would be doing some of the other menial tasks or work that someone might assign to them.The entrepreneur would also be striving toward a larger company that would be able to sustain itself and that a team would be able to run smoothly in case of their absence. The last goal might be to eventually separate from the company to take on larger ventures and continue to grow within the field or create similar teams for other companies and earn money by selling these companies at a later time once they have reached that self sustainability.

Though entrepreneurship and solopreneurship might sound very similar and seem like to be one in the same, they have very different connotations and goals that are reached by their founders. Solopreneurs might see their end goal as having a wish to earn something much more than money like happiness, freedom, and self-fulfillment. Entrepreneurs might have some of the very same end goals, but there is a larger influence on the external rewards like creating a huge brand and filling the market.

Remember, the best way to decide what is best is to write a list of goals that you would have for yourself and your business then decide what would be best for your from there.

My Contact Info
Shanice Patrella

Skype: MsLuckyDuck

Work With Me -- Here
P.S. Would you like to join a community of like-minded networkers and marketers? Click here!
P.S.S. Click here to make $20 in 5 mins at no cost to you!

Wednesday, June 19, 2013

Success Begins from Within: Having the Right Mentality

"Dreaming, after all, is a form of planning!" - Gloria Steinem
The only way to properly be successful is to have a successful state of mind. There is no entrepreneur in the world that is rich because they did not think they could make it in their industry. Self confidence and belief in oneself is extremely vital to being successful in sales and marketing. John Paul Getty, the richest man in the world in 1957, coined the phrase "the millionaire mentality" which is the state of mind which puts an individual way along the road to success and is always above the cost-conscious and profit-minded.
If I were to get with you in an elevator and ask you what you thought you wanted out of life, what do you think you would say? Most people usually respond "I want to be happy." Now, if I asked you what your definition of happiness is, do you think you would have an answer right away?
It is okay if you do not. Most people have no idea what might make them happy. Those people that say money, I always counter with another question. What really is money, anyway? Money is just paper or numbers in a database held by the bank that we exchange for goods/products/services that make us happy. I would like to remind you with this article that you need not only to set financial goals for yourself, but think long and hard about how the entirety of your life is impacted by your business.
Write Out Your Goals
I know that goal-setting is one of the essential things when you begin a business, but have you actually written them down? I recommend to take a piece of paper and make a few columns. What goals do you want to reach by the end of the week? How about the end of the year? What about over the next five years? The goals that you set yourself do not have to just deal with business. You also want to focus on yourself and how you can make yourself feel/look better. Maybe you want to lose those last 15 pounds. Perhaps you want to move your family from the city in a 2 bedroom apartment to the suburbs and get a 4 bedroom house. Anything that you think is feasible would be something that you would want to place in your columns.
When you write out these goals, make them present tense. Write out whole sentences as a proclamation to what you have done instead of what you might do.
For example: "I will lose 15 pounds by the end of the month." "I will buy a 4 bedroom house in the next five years."
Writing in the present tense puts you in a positive mindset in achieving your goals. There is nothing worse than doubting yourself once you have set some goals and come to some hardships. Do not fall into that common trap of beating yourself down! These negative thoughts might sound like "I know today is going to be a bad day" or "I know I am going to miss that bus". Your day is how you make it, so try to avoid the negatives and stick with the positives. Your day is just getting started and it can only get better from here!
Learn About Self Compassion
Having self-compassion is a little bit different than having self-esteem. Self compassion is your willingness to look at your own mistakes and short-comings with the understanding that to err is human. It is NOT lowering your own standards or letting yourself off the hook. If someone brings a problem to your attention, instead of being immediately defensive take a step back and assess the situation. If the claim is founded, then a self-compassionate person will take steps to correct the problem and change the weakness. If you find that the claim is unfounded (as sometimes they are), you will just need to put the negativity from your mind and move on.
Self-esteem is different because it effectively looks past your short-comings as if they do not exist and lets your ego get in the way. If there is an actual problem, it will continue to go unaddressed and threats to self-esteem may cause depression and anxiety.
Using self-compassion will boost your motivation and in turn boost your performance. It allows you to effectively focus on your business without having to worry about any troubles you may have because of the negative words that may be floating around you.
First begin with "Millionaire Mentality" and other aspects of your life will follow! There is no better feeling than accomplishing your own goals.

Article Source: http://EzineArticles.com/7801800

Tuesday, June 18, 2013

Motor Club of America :: A New Introductory Video

Hey everyone! I decided to make an introductory video because apparently I'm long winded and a video is much easier to follow! So, I listened and you all receive! Here is the newest video that I have created for some of my newer prospects.

Monday, June 17, 2013

Do the Math: MCA Commission Structure


 Motor Club of America (MCA) has been around since 1927 that offers Motor Club benefits including emergency roadside assistance, travel assistance, daily hospital benefits, bail & arrest bonds, attorneys fees, and even discounts on dental and vision services! There are so many more benefits and you can refer to my previous blog post >> here << to see more of a detailed list of what MCA has to offer.

 So, you think the benefits are amazing, but you want to know what exactly you are able to recieve should you go ahead and and become an associate. How do you earn thousands of dollars per week? Well, let me tell you the math is easy! $80 FOR EACH For each person that you refer to MCA, you recieve $80. It's that simple! The people at TVC matrix that are helping to manage MCA are so confident in their product that they are willing to pay 200% of the cost of the product that your associates are in turn helping you sell. The math on this one is easy! If you have a certain amount that you would like to make per year, divide that down and see how much you would need to sell in a week.

 For example, say I would like to make $100,000 in a rolling 12 month period. There are 52 weeks in a year, so you would divide $100,000 by 52 which equals approximately $1,924. To earn $1,924 per week I would have to recruit 25 people each and every single week. But wait, there is more! Did you know that you get overrides on your recruits? For each person that continues to stay active in your first generation downline, you will also earn $6 in override advances. So if I have 25 people in my downline each week, then essentially I am making an additional $150 per week. Awesome, right? That's what I said! 


 Have you ever lost a recruit because they are worried about recision and the fact that people might cancel? Well, worry no more. I found that many of my associates do not effectively know how chargebacks work. Chargebacks are completely different from pay backs. Pay back is when you have a certain amount debited from your credit/debit card or bank account due to a cancelled product. A charge back is a debit from a future commission amount. TVC uses the "17 month rule" where chargebacks occur for any client that cancels before 17 months are up for membership. $80 divided by 17 months is approximately $4.62 that would be charged back for each month that the plan was not used.

 For example: If a member cancels in their 10 month, then you would be charged-back the remaining 7 months which have not been earned…or 7 x $4.62 = $32.34.This chargeback is taken from any existing commissions due you for the week. So if you only had 2 sales for the week, your commission check would be $160 - $32.34 = 127.66. If you have 15 commissionable and processable Total Security sales that week, you will receive a bonus for any chargebacks you had that week, otherwise your total chargebacks cannot exceed 50% of your check for a given week. If the customer cancels and recieves a full refund, there is no chargeback and it counts as a "no-sale".

 I know it sounds confusing but I promise it is much simpler than it looks! If you have any questions, please feel free to text me at 321-300-6297 or email me at shanice@conquercash.org. You can also visit my website located HERE for more info!

Friday, June 14, 2013

Motor Club of America :: Reap the Benefits!

So, I have been away from my blog for quite a long time now and I just wanted to let everyone know that I am back full force! I have finally gotten my laptop back and have my internet situation all figured out so you can expect the almost daily blog posts like before. Today's blog post is about Motor Club of America and the many benefits that it brings to the industry that its members are able to take advantage of!

* * please note these benefits may change depending on your state of residence. MCA is not an insurance provider, but a supplement to insurance.

Emergency Roadside Assistance

  • towing up to 100 miles or up to $100 coverage
    • If you have a flat somewhere, they will send somebody out to you. If you lock your keys in the car, have a dead battery, or break down you can call 24 hours a day and it will be taken care of.

Travel Assistance Reimbursement

  • up to $500
    • If you have an accident, this will allow you to continue to do your job. It providees for a local car rental.
  • For accidents more than 50 miles from home it provides meals, lodging, transportation so that you are not stranded and are able to get back home.

Travel Services

  • MCA also provides planning and travel reservations while travelling anywhere in the US and Canada. MCA can get you airline reservations, hotel discounts, and detailed routing to help save you money.

Arrest Bond Certificate

  • If you get stopped for a traffic violation and a charge is against you we will post up to $500 bond.

Bail Bond

  • MCA will post up to $25,000 bail bond to release you if you are driving a vehicle and you are charged with a moving traffic violation including vehicular manslaughter and negligent homicide

Attorney Fees

  • up to $2,000 for criminal charges of negligent homicide or manslaughter arising from a traffic covered incident.
  • up to $200 for minor traffic violations
  • up to $500 for personal injury
  • up to $500 for vehicle damages

Credit Card Protection

  • MCA provides up to $1000 credit card protection for lost or stolen credit cards.

Those are the main things that MCA provides, but there are even more benefits! You can get discounts on your prescriptions, eye care, and dental services. You also have the option to take advantage of hospital benefits. If you are injured in an accident, this pays $150 per day for a full year.  You also have $10,000 death benefit that will be paid to the estate.
 Whether you are just selling the product or trying to recruit and grow your downlines, it is EXTREMELY important to know about all of these benefits. Keep in mind that this is just the regular MCA Total Protection plan that costs $19.95 per month. Pro and Platinum have benefits that slightly differ so take a look at your back office!

If you are unsure about where to get this information you want to log in to your backoffice, click on the "Associates" tab and then "Sales Support".